Product Category Search
Top rated budgeting and money management
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Best overall
YNAB (You Need A Budget)
Zero-based budgeting app that helps you give every dollar a job; great for debt payoff and savings goals.
- Excellent budgeting methodology
- Strong goal tracking
- Real-time sync
- Subscription fee
- Steep learning curve
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Best free app
Mint
Automated budgeting and expense tracking app that connects to your accounts; ideal for beginners.
- Free to use
- Comprehensive dashboard
- Credit score monitoring
- Ads and upsells
- Limited customization
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Best for net worth tracking
Personal Capital
Combines budgeting with investment tracking and retirement planning; strong analytics.
- Investment tools
- Net worth overview
- Fee analyzer
- Limited budgeting features
- Phone support for paying users only
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Best for Dave Ramsey fans
EveryDollar
Zero-based budgeting app created by Dave Ramsey; focuses on manual entry and simplicity.
- Simple interface
- Works with Ramsey's plan
- Free version available
- No auto-sync in free version
- Less feature-rich
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Best envelope system
Goodbudget
Digital envelope budgeting app that syncs across devices; good for couples and families.
- Envelope method
- Cross-platform sync
- Free tier available
- Manual entry required
- Limited reporting
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Best for detailed finance management
Quicken
Comprehensive personal finance software with budgeting, bill pay, and investment tracking.
- Full-featured
- Investment tracking
- Bill management
- Paid subscription
- Desktop-focused
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Best for couples
Honeydue
Budgeting app designed for couples to manage shared finances and track spending together.
- Joint budgeting
- Bill reminders
- Free
- Limited single-user features
- No investment tracking
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