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AI-generated summary · updated July 27, 2026 · verify details before purchase.

1 Best overall value
Berkshire Hathaway Travel Protection ExactCare Value

4.5/5 $100-$300

Offers comprehensive coverage including trip cancellation, interruption, medical, and baggage at competitive rates. Highly rated for claims processing and customer service.
- Comprehensive coverage
- Competitive pricing
- Good claims process
- Not available in all states
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2 Best for adventurous travelers
World Nomads Standard Plan

4.3/5 $80-$250

Ideal for adventure activities, with flexible coverage for trip cancellation, medical, and gear. Highly popular among backpackers and digital nomads.
- Covers adventure sports
- Flexible duration
- Easy online purchase
- Higher deductibles
- Limited pre-existing condition coverage
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3 Best for trip cancellation
Allianz Travel Insurance OneTrip Prime

4.4/5 $120-$350

Excellent trip cancellation and interruption benefits, with a 100% cancellation cover. Includes medical, baggage, and 24-hour assistance.
- High cancellation coverage
- 24-hour assistance
- Good baggage coverage
- Pre-existing condition limitation
- Must buy within 14 days of trip deposit
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4 Best for families
Travelex Insurance Services Travel Select

4.3/5 $90-$280

Offers primary medical coverage and high limits for trip interruption. Option to include children at no extra cost under certain plans.
- Primary medical coverage
- Children included free
- High interruption limits
- Limited adventure sports
- Some exclusions for COVID-19
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5 Best for pre-existing conditions
Seven Corners RoundTrip Choice

4.2/5 $100-$320

Waives pre-existing condition exclusions if purchased within 21 days of initial trip deposit. Comprehensive coverage with good medical and evacuation benefits.
- Pre-existing condition waiver
- Good medical benefits
- Cancel for any reason upgrade available
- Must buy early for waiver
- Average customer reviews
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6 Best for luxury travelers
AXA Assistance USA Platinum

4.1/5 $150-$400

High coverage limits for medical, evacuation, and trip interruption. Includes concierge service and premium support. Popular among business travelers.
- High coverage limits
- Concierge service
- Good for business travel
- Premium price
- Not budget-friendly
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7 Best for medical coverage
Generali Global Assistance Premium

4.3/5 $110-$330

Excellent medical and evacuation benefits with primary coverage. Includes trip cancellation, baggage, and rental car protection.
- Primary medical coverage
- Rental car protection
- Good customer service
- Limited adventure activities
- No cancel for any reason
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8 Best for seniors
Tin Leg Gold

4.4/5 $130-$400

No age limits for coverage, with high medical limits and pre-existing condition coverage. Comprehensive benefits for older travelers.
- No age limit
- Pre-existing condition coverage
- High medical limits
- Higher cost for older travelers
- Not as popular among younger demographics
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Buying advice

When choosing a travel insurance policy, consider your trip cost, destination, activities, and health needs. Look for comprehensive coverages like trip cancellation/interruption, medical expenses, and emergency evacuation. Check for exclusions, especially related to pre-existing conditions, adventure sports, and COVID-19. Compare deductibles and coverage limits, and read customer reviews on claims handling.

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