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Top rated mobile credit card readers

AI-generated summary · updated July 27, 2026 · verify details before purchase.

  1. Best overall

    Square Reader for Contactless and Chip

    4.7/5 $49.00

    Reliable, versatile reader that accepts contactless payments and chip cards. Works seamlessly with Square POS app.

    • Easy setup
    • Fast transactions
    • Free credit card processing app
    • Requires smartphone or tablet
  2. Best for mobile businesses

    SumUp 3G Card Reader

    4.5/5 $49.00

    Portable 3G reader that works without WiFi. Accepts chip, swipe, and contactless payments.

    • Built-in 3G connectivity
    • Long battery life
    • Competitive processing rates
    • No NFC for contactless
  3. Best budget pick

    PayPal Here Chip Card Reader

    4.3/5 $29.99

    Affordable chip and swipe reader that integrates with PayPal accounts. Ideal for small businesses.

    • Low upfront cost
    • Works with PayPal
    • No monthly fees
    • Limited to PayPal ecosystem
  4. Best for online integration

    Stripe Terminal Card Reader

    4.6/5 $49.00

    Sleek reader that syncs with Stripe's payment platform. Accepts chip and contactless payments.

    • Seamless Stripe integration
    • Compact design
    • Reliable connectivity
    • Requires Stripe account
  5. Best for small retail

    Clover Go Card Reader

    4.4/5 $39.00

    Durable Bluetooth reader with EMV chip and NFC support. Includes a printable receipt option.

    • Bluetooth connectivity
    • Built-in receipt printing
    • Sturdy build
    • Slightly bulky
  6. Best budget alternative

    Rokulala Bluetooth Card Reader

    4.2/5 $24.99

    Low-cost Bluetooth reader for chip and swipe. Works with multiple payment apps.

    • Very affordable
    • Works with various apps
    • Quick setup
    • Limited support
    • Less durable
  7. Best for low processing fees

    Helcim Card Reader

    4.5/5 $49.00

    Transparent pricing with low interchange-plus rates. Accepts chip, swipe, and contactless.

    • Low processing fees
    • No monthly minimum
    • Multi-function reader
    • Setup requires approval
  8. Best for magstripe only

    ID Tech SecureMag Swipe Reader

    4.0/5 $15.00-$20.00

    Simple, durable swipe reader for basic magnetic stripe transactions. Ideal for low-volume use.

    • Cheap
    • No battery needed
    • Works with many apps
    • No chip/contactless
    • Manual swiping

Buying advice

Consider your typical transaction volume, whether you need contactless/NFC, and if you prefer an all-in-one payment ecosystem (Square, PayPal) or a platform-agnostic reader. Check processing fees and contract terms, as they can vary significantly. Also ensure compatibility with your smartphone or tablet model.

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